INTEREST RATES:

• 15 Days To 29 days           -     5%
• 30 Days To 45 days           -     6%
• 46 Days To 90 days           -     7%
• 91 Days to 180 days          -     7.5%
• 181 Days to 1 year             -     9%
• Above 1 year to 2 years    -     9.5% 
• Above 2years to 3 years   -     10%
• Above 3years                     -     9.5%

      0.5% addition for senior citizens.