Aspects

• Quick Loan Processing
• High Financing
• Loan limit is 10,00,000.00 or 60% of property valuation whichever is less.
• Loan tenure is up to 5 years.
• Pre-Payment Penalty : 3% Penalty charges.
• No margin amount.

ROI & Handling Charges

• Rate of Interest is 16%.
• Handling Charges : Half Yearly & Yearly.
• Processing Fees : 0.5%

Eligibility

• Salaried Individual, having a regular monthly income of Rs.10,000+
• Businessmen
• Self - employed
• Professionals having regular source of income
• Age : 18 to 65 years

Documentation & Security

• In case of new customer, applicant & guarantors need to open savings / current account.
• Duly filled form with :
  • Income Proof of Applicant
  • Residential Proof of Applicant 
  • PAN Card of Applicant 
  • KYC of Applicant & Guarantors
• 2  years of ITR
• Property documents.
• Employer (salary slip of 3 months) and form16 from employer
• Two Acceptable Guarantors.

Share Holdings

• Regular Membership fees is Rs. 100 & Share amount @ 2.5% of loan amount.